Sir, I am having a family Health Insurance policy with National Insurance. My self and wife is insured with Rs. 1 lakh each and one daughter with Rs. 0.50 lakh. On my policy I am availing Bonus of 25% as on date. I would like to convert this policy in January 2009 when it becomes due for renewal in to the family floater. My question is weather the policy can be transferred into the family floater and bonus will be continued. The benefit of the family floater as old policy holder will be available to me or not.

Most probably bonus benefit will not be available. You will have to forget the benefits of old policy. You will be happier with family floater policy as it is economical for you.