My credit card gives Mediclaim policy? Should I go for it?

Mediclaim policy is purchased by the credit card company. It is infact a group Mediclaim policy with certain additions/ deletions which are agreed with Insurance Company.

In the cases of Royal Sundram policy being sold by SBI credit card you get No claim bonus of 5%. No claim bonus which you get is 15% if you go for direct policy from Royal Sundaram.