I am having Health First policy of Tata AIG so I am covered for Mediclaim/hospitalization. Therefore I do not need any other policy?

Health First is a product of Tata AIG Life. You are aware of that a Non Life Insurance Company or a Health Insurance Company (like Star) issues Mediclaim policy. Health First covers the following 12 critical illnesses only :

  • Cancer
  • Stroke
  • First Heart Attack
  • Coronary Bypass Surgery
  • Chronic Renal Failure
  • Major Organ Transplant
  • Aorta Surgery
  • Alzheimer’s Disease
  • Benign Brain Tumor
  • Heart Valve Surgery Paralysis
  • Parkinson’s Disease
  • Total Blindness

It will not cover hospitalization due to other diseases or accident. Therefore having of Mediclaim policy from a non life insurance company in addition to Health First will be in your interest.