I am 28, working in a private company with monthly salary of Rs 25000. I am looking for a health policy with cashless hospitalization facility, which would cover my wife and my parents.

You have a wide choice. Depending on age of your parents you can choose suitable one. Out of many options some are:-

1. Oriental Health Family Floater – all of you can be covered in one policy.
2. Max Bupa Heart Beat Family First – all of you can be covered in one policy.
3. Another option is to get 2 separate policies issued.

• • Policy 1 – You/ Spouse + Children

• Policy 2 – Your Parents

The decision will be based on premium/ features which are dependent on the following considerations (amongst others):

• Age of your parents
• Sum assured you are looking for
• Any preexisting disease any family member is having.