Someone had mediclaim policy and he had to pay nothing for treatment in a hospital. Which company provides this good service?

TPA’s (Third Party administrator) are approved by IRDA. They provide service with respect to coordination of treatment in hospitals/settlement of bills on behalf of Insurance Companies. Every Insurance co offers this cashless settlement facility. Even if TPA settles the bill with hospital you may have to submit your bill to TPA with respect to bill for 30 days prior to hospitalization and 60 days post hospitalization. There is a list of TPA’s given in this book. In your insurance policy the name of the TPA with whom you should coordinate is given. The name is also given on the ID card issued by theTPA to you. Toll free number of TPA is given on ID Card and you can dial it from any part of the country on free of cost basis.