I am 28, working in a private company with monthly salary of Rs 25000. I am looking for a health policy with cashless hospitalization facility, which would cover my wife and my parents.
You have a wide choice. Depending on age of your parents you can choose suitable one. Out of many options some are:-
- Oriental Health Family Floater – all of you can be covered in one policy.
- Max Bupa Heart Beat Family First – all of you can be covered in one policy.
- Another option is to get 2 separate policies issued.
-
- Policy 1 – You/ Spouse + Children
- Policy 2 – Your Parents
The decision will be based on premium/ features which are dependent on the following considerations (amongst others):
- Age of your parents
- Sum assured you are looking for
- Any preexisting disease any family member is having.